Aadhaar Seeding: How to Link Aadhaar with Your Bank Account (Complete Guide)

Aadhaar seeding is a simple but important process that connects your Aadhaar number with your bank account. This helps you receive government benefits, subsidies, pensions, and welfare payments directly into your bank account through Direct Benefit Transfer (DBT).

In this blog, we will explain what Aadhaar seeding is, why it is important, and step-by-step methods to link Aadhaar with your bank account.

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What Is Aadhaar Seeding?

Aadhaar Seeding means linking your Aadhaar number (UID) with your bank account.
It helps the government verify your identity and allows banks to provide smoother services.

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Benefits of Aadhaar Seeding

Here are the major benefits:

✔ Direct Benefit Transfer (DBT)

Government subsidies (LPG subsidy, pension, scholarship, PM Kisan, etc.) go directly into your bank account.

✔ Faster & Secure Banking

Your identity can be verified instantly using your Aadhaar.

✔ No Duplicate Accounts

Aadhaar seeding helps reduce fraud and duplicate account issues.

✔ Important for Government Schemes

Many schemes require Aadhaar-linked bank accounts, such as:

• PM Jan Dhan Yojana

• PM Kisan Samman Nidhi

• MNREGA Payments

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How to Link Aadhaar with Bank Account? (Easy Methods)

You can link your Aadhaar using any of the following methods:

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1. Aadhaar Seeding Through Internet Banking

Steps:

1. Login to your bank’s net banking portal.

2. Go to ‘Aadhaar Seeding’ or ‘Update Aadhaar’ section.

3. Enter your Aadhaar number.

4. Confirm using OTP.

➡ Your Aadhaar will be linked after verification.

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2. Aadhaar Seeding Through Mobile Banking App

Steps:

1. Open your bank’s mobile app.

2. Click on ‘Aadhaar Linking’ or ‘My Profile’.

3. Enter Aadhaar number.

4. Submit and verify.

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3. Aadhaar Seeding Through ATM

Some banks allow Aadhaar linking via ATM:

1. Insert your ATM card.

2. Select ‘Services’ or ‘Aadhaar Registration’.

3. Enter your Aadhaar number.

4. Confirm.

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4. Aadhaar Seeding at Bank Branch (Offline Method)

Steps:

1. Visit your bank branch.

2. Carry your Aadhaar card and bank passbook.

3. Fill the Aadhaar seeding form.

4. Submit documents and give your fingerprint for e-KYC.

➡ The bank will update the Aadhaar linking within 24–48 hours.

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How to Check Aadhaar Seeding Status?

You can check status using UIDAI portal:

1. Go to UIDAI website → Aadhaar Services.

2. Select ‘Check Aadhaar-Bank Linking Status’.

3. Enter Aadhaar and OTP.

   Conclusion

   Aadhaar seeding is essential for receiving government payments, accessing banking services, and ensuring secure identity verification. Whether you use online banking, mobile apps, ATM, or visit the bank branch, the linking process is simple and quick.